Special Financing for Homeowners and Contractors
Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!
Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield’s privacy statements and website terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.
Toro Credit Card Rebate Offer
See information regarding the Visa Prepaid Card Offer. Submit and track your rebate online at Rebate Redemption.
Toro Credit Card is issued by Citibank, N.A.Visa® Prepaid Cards are issued by Metabank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Roadrunner Financing (Non-prime Credit)
*Applies only to Financing Programs offered by Roadrunner Financial, Inc. All applicants to Roadrunner Financial, Inc, are subject to credit approval. Approval, rates, minimum purchase requirements and terms advertised are based upon the minimum credit bureau (FICO®) score indicated and overall creditworthiness. Your FICO® Credit Score, key factors and other credit information are based on data from Experian® and may be different from other credit scores and other credit information provided by different bureaus. Offer applies to a maximum of 2 units per applicant. Other qualifications and restrictions may apply. Minimum amount financed is $1,000. Maximum amount financed is $25,000. UCC filing fee may be charged. Offer not valid for mowers used for commercial purposes. Offer effective on eligible and qualified Toro Mowers purchased from a participating Toro Mower dealer. Offer valid in the U.S. only (excluding AK, HI & D.C.). Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice.
Financing Promotions
12 Months
- NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* on purchases of $500 or more on New Toro Outdoor Power Equipment. Offer valid 1/1/20 – 4/30/20.
- Get up to a $50* Visa Prepaid Card
Citi
- Revolving Credit Card
- No Customer Promotion Fee
- No down payment required if purchased with your Toro credit card
- Get Up To a $50 Visa Card Rebate Offer**
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on Toro 2 stage HD snow blower purchases of $1,000 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer valid 1/1/20 – 4/30/20.
*With credit approval for qualifying purchases made on the Toro Credit Card at participating dealers. As of November 5, 2019, Purchase APR: Variable 25.24%. Minimum interest charge $2.00. See card agreement for details. Offer valid for accounts in good standing; is subject to change without notice; see dealer for details. May not be combined with any other credit promotion offer.
Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.
**Receive up to a $100 Visa prepaid card on qualifying purchases of $500 or more. For qualifying purchases of $500 - $999 and financed on the 12 month special financing plan, to receive a $50 Visa prepaid card, or for qualifying purchases of Toro Heavy-Duty 2-Stage Snow Blower equipment of $1,000 or more and financed on the 12 month special financing plan, to receive a $100 Visa prepaid card. Purchases must be made between 1/1/20-4/30/20. Subject to credit approval. Complete purchase must be made on the Toro Credit Card. Not valid on prior purchases. One Visa prepaid card per transaction. Cannot be combined with other credit card rebates. Valid at participating dealers. Visa prepaid card is given to you as a rebate and no money has been paid by you for the card. Visa prepaid card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. Visa prepaid cards expire after 6 months; unused funds will forfeit after the valid through date. Visa prepaid card terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.
†With credit approval for qualifying purchases made on the Toro Credit Card at participating dealers. As of November 5, 2019, Purchase APR: Variable 25.24%. Minimum interest charge $2.00. See card agreement for details. Offer valid for accounts in good standing; is subject to change without notice; see dealer for details. May not be combined with any other credit promotion offer.
No Interest/Payment until April then 0% Interest for 24 Months [1.45% APR*]
No Interest/Payment for 5 Months
then 0% Interest for 24 Months [1.45% APR*]
- On purchases of $1,500 or more on New Toro Outdoor Power Equipment
- Valid 2/01/20 - 4/30/20
Sheffield Finance
- Installment Loan
- Min Finance amt $1,500
- No down payment required
- Promotion fee will be charged
Mow NOW Pay LATER – Zero Interest for 120 Days, No Payment for 150 Days; thereafter, 0% for 24 Months [1.45% APR*]
*Example: On a 2/1/2020 financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 24 monthly payments of $318.75 each. Interest rate is 0% [APR is 1.45% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2020 and 4/30/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
1.99% APR for 48 Payments*
1.99% Interest
for 48 payments*
- ZERO DOWN -
- On Purchases of $1500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
- Valid 2/01/20 - 4/30/20
Sheffield Finance
- Min Finance amt $1,500
- Installment Loan
- No down payment required
- $100 Promotion Fee Applies
1.99% for 48 Months [2.81% APR*]
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.39 each. Interest Rate is 1.99% [APR is 2.81% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2020 and 4/30/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
0% APR Interest for 24 Payments*
0% APR
for 24 payments*
- ZERO DOWN -
- On Purchases of $1500 or more on New Toro Outdoor Power Equipment when you use the Toro Credit Card. Major Purchase Plan fee of $49 will be added to the Major Purchase Plan Purchase amount.
- Valid 2/01/20 - 4/30/20
Citi
- Minimum Purchase Amount $1500
- Revolving Credit Card
- No down payment required if purchased with your Toro credit card
- A $49 Major Purchase Plan Fee will be charged
- Offer does NOT qualify for financing rebate
0% APR – 24 PAYMENTS*
on purchases of $1500 or more when you use the Toro Credit Card. A Major Purchase Plan fee of $49 will be added to the Major Purchase Plan Purchase amount. Offer valid 2/01/20 - 4/30/20.
*With credit approval for qualifying purchases made on Toro Credit Card at participating dealers. 0% APR until balance is paid in full. The amount of the 24 monthly payments will be equal to the total purchase amount (including taxes) plus the Major Purchase Plan Fee divided by 24, rounded up to the nearest dollar. If you have other balances or late payments on your account, the number of monthly payments advertised may not pay off the balance. See card agreement for details. Offer valid for accounts in good standing; see dealer for details. May not be combined with any other credit promotion offer.
Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.
No Interest/Payment until April then 0% Interest for 12 Months [.77% APR*]
No Interest/Payment for 5 Months
then 0% Interest for 12 Months [.77% APR*]
- On purchases of $500 or more on New Toro Snow Equipment
- Valid 2/01/20 - 4/30/20
Sheffield Finance
- Installment Loan
- Min Finance amt $1500
- No down payment required
- $100 Promotion Fee Applies
Snow NOW Pay LATER – Zero Interest for 120 Days, No Payment for 150 Days; thereafter, 0% for 12 Months [0.77% APR*]
*Example: On a 2/1/2020 financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 12 monthly payments of $629.17 each. Interest rate is 0% [APR is 0.77% (E)].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Minimum amount financed $500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2020 and 4/30/2020. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
No Interest if paid in within 12 Months*
12
Months
- NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS* on purchases of $1000 or more on New Toro Heavy Duty 2-Stage Snow Equipment. Offer valid 1/1/20 – 4/30/20.
- Get up to a $100* Visa Prepaid Card
Citi
- Revolving Credit Card
- No Customer Promotion Fee
- No down payment required if purchased with your Toro credit card
- Get Up To a $100 Visa Card Rebate Offer**
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS*
on Toro 2 stage HD snow blower purchases of $1,000 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer valid 1/1/20 – 4/30/20.
*With credit approval for qualifying purchases made on the Toro Credit Card at participating dealers. As of November 5, 2019, Purchase APR: Variable 25.24%. Minimum interest charge $2.00. See card agreement for details. Offer valid for accounts in good standing; is subject to change without notice; see dealer for details. May not be combined with any other credit promotion offer.
Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.
**Receive up to a $100 Visa prepaid card on qualifying purchases of $500 or more. For qualifying purchases of $500 - $999 and financed on the 12 month special financing plan, to receive a $50 Visa prepaid card, or for qualifying purchases of Toro Heavy-Duty 2-Stage Snow Blower equipment of $1,000 or more and financed on the 12 month special financing plan, to receive a $100 Visa prepaid card. Purchases must be made between 1/1/20-4/30/20. Subject to credit approval. Complete purchase must be made on the Toro Credit Card. Not valid on prior purchases. One Visa prepaid card per transaction. Cannot be combined with other credit card rebates. Valid at participating dealers. Visa prepaid card is given to you as a rebate and no money has been paid by you for the card. Visa prepaid card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. Visa prepaid cards expire after 6 months; unused funds will forfeit after the valid through date. Visa prepaid card terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.
†With credit approval for qualifying purchases made on the Toro Credit Card at participating dealers. As of November 5, 2019, Purchase APR: Variable 25.24%. Minimum interest charge $2.00. See card agreement for details. Offer valid for accounts in good standing; is subject to change without notice; see dealer for details. May not be combined with any other credit promotion offer.
